.ar24-b2{margin:4px 0}.ar24-b2 h2{color:#0d3d52;font-size:20px;margin:0 0 14px}.ar24-warn{background:#fff3cd;border-left:4px solid #f39c12;border-radius:0 8px 8px 0;padding:16px 20px;margin:0 0 20px}.ar24-warn h3{margin:0 0 10px;font-size:15px;color:#7a5000}.ar24-warn ul{margin:0;padding-left:18px}.ar24-warn li{font-size:14px;color:#5a3a00;line-height:1.9}.ar24-how{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:0 0 20px}.ar24-step{background:#f4f8fb;border-radius:10px;padding:18px;text-align:center}.ar24-step-num{font-size:28px;font-weight:800;color:#0d3d52;line-height:1;margin:0 0 8px}.ar24-step h4{margin:0 0 6px;font-size:14px;color:#0d3d52}.ar24-step p{margin:0;font-size:13px;color:#555;line-height:1.6}@media (max-width:640px){.ar24-how{grid-template-columns:1fr}.ar24-b2 h2{font-size:17px}}